Insurance claims · handled for you
Dreading the insurance side more than the repair itself? Bring us the claim number — or just your policy details, and we will open the claim together. We deal with the adjuster, the approvals, and the paperwork while your car gets a factory-spec repair in North York.
Deductible assistance
A deductible should never keep your car broken. Talk to us before you assume you can’t afford the repair — there’s almost always a path.
Talk it through · (647) 594-3401In Ontario, damage you didn’t cause is paid by your own insurance company under DCPD — and most drivers have no DCPD deductible unless they chose one on their policy. We confirm where your claim lands before repairs begin.
When you’re at fault, your collision deductible applies. If money is tight, tell us — we set up a payment plan on the deductible instead of letting it delay your repair.
Teardown-first estimates and supplement handling mean hidden damage is documented, submitted, and billed to your insurance company once approved — so it doesn’t quietly land on your bill. Coverage always depends on your policy, approvals, deductibles, and the insurance company’s decision.
Honest help only — we’ll never inflate a claim to “bury” a deductible. That’s fraud, and shops that offer it are cutting corners on your car. How deductible help really works →
The damage is photographed and documented before a wrench comes out, the adjuster is met at our shop, and supplements are filed when teardown finds more. You get plain-language updates instead of paperwork.
Your insurance company can recommend a preferred shop, but it cannot require one. Ontario drivers pick their own repair shop, and your policy covers the reasonable cost of proper repair wherever you take the car.
When you are not at fault, your own insurance company pays for the vehicle damage under Direct Compensation – Property Damage. We help you sort out how fault was assigned, what your deductible actually is, and what the claim will and will not touch.
Photographed on arrival, photographed at delivery, laser measurements printed for structural work — a paper trail the insurance company accepts the first time, and one you keep for resale.
Insurance made easy
We open your claim, meet the adjuster, and handle the approvals for you. And in Ontario, the choice of repair shop is always yours — an insurance company can recommend a shop, but it cannot send you somewhere else.
Reviews
The line we hear most: “I couldn’t tell where the damage had been.”
Honestly, I thought my car would never look the same again — but they completely proved me wrong. I couldn’t even tell where the damage had been repaired or repainted. The paint matched perfectly, and the bodywork was flawless.
My car was in an accident and the entire rear was damaged. They replaced the rear bumper and tailgate, and the paint job was perfect — matched flawlessly. The quality of work exceeded my expectations.
Very quality service and fair rates. The staff was professional, honest, and kept me updated throughout the whole process. My car looks brand new again.
Absolutely the best auto body shop I’ve ever used. The paint matched perfectly and the car looked brand new again. They handled everything smoothly and finished on time.
Good to know
Straight answers before you commit to anything — and a human on the phone when you want one.
No. In Ontario the preferred or recommended list is exactly that — a recommendation. You have the right to choose your own repair shop, and your coverage follows the car, not the shop. Tell the adjuster the vehicle is going to Collision Auto Center and we take it from there.
Your claim number if you have one — or just your policy information, and we help you open the claim. Add photos if the car is not drivable, plus your keys. We handle the rest, including the adjuster appointment and rental arranged through your coverage.
Common — first estimates are often written from photos. We tear down the damaged area, photograph every hidden broken part, and file a supplement directly with your insurance company. Approved covered damage never comes out of your pocket beyond the deductible.
Get started
A few quick questions about the accident and the claim — a written estimate and a plan come back within 1 hour.
Been in an accident?
Mon–Sat · 8 AM–7 PM · Sundays by appointment · Keele St & Sheppard Ave W, North York
