Insurance claims · start to finish
Insurance collision repair without the phone tag. We work with every insurance company operating in Ontario, bill the approved repair directly, and manage the adjuster, the approvals, and the supplements. The estimate comes first — free — so you know exactly where you stand before any claim is opened.
Deductible assistance
A deductible should never keep your car broken. Talk to us before you assume you can’t afford the repair — there’s almost always a path.
Talk it through · (647) 594-3401In Ontario, damage you didn’t cause is paid by your own insurance company under DCPD — and most drivers have no DCPD deductible unless they chose one on their policy. We confirm where your claim lands before repairs begin.
When you’re at fault, your collision deductible applies. If money is tight, tell us — we set up a payment plan on the deductible instead of letting it delay your repair.
Teardown-first estimates and supplement handling mean your insurance company pays for the full repair — you never cover hidden damage out of pocket.
Honest help only — we’ll never inflate a claim to “bury” a deductible. That’s fraud, and shops that offer it are cutting corners on your car. How deductible help really works →
How it works
One estimator owns your repair from the first call to final inspection — you always know who to ask and what happens next.
Call, stop by, or send photos of the damage. We answer fast and tell you exactly what to do next — drivable or not, we can help.
We open the claim, meet the adjuster, and coordinate approvals directly with your insurance company. In Ontario, the choice of shop is always yours.
Structural work is measured to factory spec, then panels are prepped, colour-matched, and finished in the booth.
Every repair passes a final quality inspection before you get the keys — and you were kept in the loop the whole way.
Send three photos and get a free written estimate before any claim exists. If the repair costs less than your deductible, we say so plainly, and you skip the claim entirely — no pressure either way.
Once the repair is approved, the covered work is billed to your insurance company directly. You pay your deductible and nothing else on covered damage, and you never sit in the middle relaying paperwork between us and the adjuster.
Intact, Aviva, TD Insurance, Desjardins, belairdirect, Co-operators, Wawanesa, Sonnet — and every other insurance company writing auto policies in Ontario. Rental coordination is included when your coverage provides for it.
When teardown finds damage the first estimate missed — and behind a bumper cover, it often does — we document it with photos and file the supplement directly with the adjuster. Approved covered damage stays covered.
Insurance made easy
We open your claim, meet the adjuster, and handle the approvals for you. And in Ontario, the choice of repair shop is always yours — an insurance company can recommend a shop, but it cannot send you somewhere else.
Reviews
The line we hear most: “I couldn’t tell where the damage had been.”
Honestly, I thought my car would never look the same again — but they completely proved me wrong. I couldn’t even tell where the damage had been repaired or repainted. The paint matched perfectly, and the bodywork was flawless.
My car was in an accident and the entire rear was damaged. They replaced the rear bumper and tailgate, and the paint job was perfect — matched flawlessly. The quality of work exceeded my expectations.
Very quality service and fair rates. The staff was professional, honest, and kept me updated throughout the whole process. My car looks brand new again.
Absolutely the best auto body shop I’ve ever used. The paint matched perfectly and the car looked brand new again. They handled everything smoothly and finished on time.
Good to know
Straight answers before you commit to anything — and a human on the phone when you want one.
We work with every insurance company, and repairs completed here are covered by your policy. In Ontario the choice of repair shop belongs to you — an insurance company may suggest its preferred network, but it cannot require you to use it, and your policy pays reasonable repair costs at the shop you choose.
On covered damage, no. Your insurance company pays the approved repair directly, and your deductible is your only share. If teardown reveals more damage, we file a supplement with photos — covered damage stays covered, and the extra never lands on you.
Before, whenever you can. A free written estimate tells you whether the repair even clears your deductible — for a small scrape, paying out of pocket is sometimes the smarter move. We put a real number in your hands first, so the decision is made with figures, not guesses.
Straightforward claims are often approved within a few business days; supplements add time when hidden damage turns up. We order parts and book the repair bay while approval is in motion, so the waiting overlaps instead of stacking on top of the repair time.
Get started
First the car, then a number to reach you. A written estimate comes back within 1 hour.
Been in an accident?
Mon–Sat · 8 AM–7 PM · Sundays by appointment · Keele St & Sheppard Ave W, North York
